Financial Case Worker Budgeting Advice

Are you or your family experiencing a crisis or facing financial hardship?

If you are in an emergency financial situation and need assistance to access essential services, we can help.

We can assist with planning your budget and assist you in working through your financial difficulties.

Talk to our Financial Case Worker who can assist you or refer you to other services that are available to help you improve your financial situation.

Budgeting advice

We aim to provide assistance that builds the capacity of our communities and to respond to the needs of people of all ages within them.

This is a free and confidential service, providing outreach to Cooktown, Wujal Wujal & Laura.

We can assist with a variety of issues including:

  • Developing a workable budget
  • Building a plan to pay for essentials such as food, rent and utilities
  • Understanding bills and accounts
  • Saving money
  • Accessing phone company hardship programs
  • Accessing government concessions
  • Accessing financial services
  • Referrals for more complex financial issues and financial counselling
  • Housing applications
  • Emergency & crisis relief
  • Community Education

No Interest Loan Scheme (NILS)

No Interest Loans are for the purchase of essential goods and services such as vehicle repairs, educational essentials, medical or dental expenses, household items and essentials

You are eligible if:

  • You have a Health Care Card / Pension Card or earn less than $45,000 a year after tax ($60,000 for couples or people with dependants).
  • You have lived at your current or previous address for at least 3 months.
  • You can show that you have the capacity to repay the loan.